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The House passed a resolution in May 2013 to tie student loan rates to free market loan rates. Every year, student loan interest rates will adjust to fit the market. subsidized and unsubsidized rates will cap at 8.5%.
The Education Department announced the latest round of cancellation on Wednesday, saying it will erase $7.7 billion in federal student loans.
The Bipartisan Student Loan Certainty Act of 2013 was a bill signed into law by President Barack Obama on August 9, 2013, which, after more than a month of contentious debate between both parties about higher education and how the government should distribute loans, sets federal student loan rates to financial markets on all DIRECT student ...
Interest rates. The federal student loan program was criticized for not adjusting interest rates according to factors under students' control, such as the choice of academic major.
There are several options to help cover college costs if your federal student loans aren't enough. Revisit your budget and cut costs to make up the difference or find ways to earn more.
Freshmen can take out a $5,500 federal Stafford loan at a relatively favorable interest rate. The rate for the 2024-2025 school year will be 6.53%. Over four years of college, students can take...
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