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A good auto loan rate is generally any rate below the average for your credit profile. For drivers with excellent credit, the average rates are 5.07 percent for new cars and 7.09 percent for used ...
Best Auto Loan Rates in 2022 Financial markets change often, so you might wonder what a good car loan even looks like right now. The Federal Reserve rose interest rates in July 2022.
The best interest rates on auto loans go to buyers with good or excellent credit — typically a score of 670 or higher. ... Interest rates on car loans change with the prime rate, Fed rate and ...
Pros: Cons: What to look for: NIH Federal Credit Union offers standard beginning APRs of 2.24% for new and used auto loans with terms of up to 36 months, 2.74% for auto loans from 37 to 48 months ...
U.S. Bank is another reliable lender with some of the best car loan rates. Apply for preapproval to use at participating dealerships and unlock an APR as low as 4.74 percent for up to sixty months ...
In 2021, the average car loan rate was 4.09%, while the latest data from 2023 came in at 7.03%, according to consumer credit reporting agency Experian. During that period, the average monthly ...
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