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Free indirect speech is a literary term that refers to writing a character's first-person thoughts in the voice of the third-person narrator. It is a style using aspects of third-person narration conjoined with the essence of first-person direct speech. The technique is also referred to as free indirect discourse, free indirect style, or, in French, discours indirect libre .
Tree Hut is a Naterra brand line of personal care items, offering a full line of bath and body care products. Tree Hut products claim to provide "intense moisture" through shea butter and oil, an ingredient used in all of their products.
Farmers Trading Company Ltd (branded as Farmers) is a New Zealand mid-market department store chain. Headquartered in Flat Bush, Auckland, [1] Farmers operates 59 stores across New Zealand, [2] specialising in family fashion, beauty, homewares, furniture, large appliances and whiteware.
Zero coupon bonds have a duration equal to the bond's time to maturity, which makes them sensitive to any changes in the interest rates. Investment banks or dealers may separate coupons from the principal of coupon bonds, which is known as the residue, so that different investors may receive the principal and each of the coupon payments.
Original issue discount. Original Issue Discount ( OID) is a type of interest that is not payable as it accrues. OID is normally created when a debt, usually a bond, is issued at a discount. In effect, selling a bond at a discount converts stated principal into a return on investment, or interest. The accurate determination of principal and ...
General description. A zero coupon swap (ZCS) [1] is a derivative contract made between two parties with terms defining two 'legs' upon which each party either makes or receives payments. One leg is the traditional fixed leg, whose cashflows are determined at the outset, usually defined by an agreed fixed rate of interest.