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Credit scores (and even more dubious "e-scores" determined by private data mining companies) are often used for hiring purposes because employers believe that credit scores are a reliable way to index a person's level of responsibility.
But according to Experian data captured as 2023 came to a close, nearly 22% of consumers have a FICO Score in the highest credit score range—800 to 850.
A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. It is an inexpensive and main alternative to other forms of consumer loan underwriting.
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t. e. The Social Credit System ( Chinese: 社会信用体系; pinyin: shèhuì xìnyòng tǐxì) is a national credit rating and blacklist being developed by the government of China. [1] The social credit initiative calls for the establishment of a record system so that businesses, individuals and government institutions can be tracked and ...
Amex had a 4.61% worldwide market share by payment volume in 2022, compared to 38.73% for Visa and 24% for Mastercard. While American Express credit cards are accepted at 99% of US merchants that accept credit cards (Costco being the notable exception), they are much less accepted in Europe and Asia.
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